Tina Smith

Tina Smith

Assumable homes for sale in Longmont, CO

17 homesFHA & VA loansrates from 2.75% vs 7.24% today

Longmont assumption guide
1225 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.07%
FHA
Active
45
$415,000$82,384 equity gap
Rate
3.07%
7.24%today
Payment
$1,579/mo
$2,530today
  • 4beds
  • 4baths
  • 1,955sqft

1225 Baker Street, Longmont

1 Placer Avenue, Longmont, CO, 80504 — assumable FHA mortgage at 3.00%
FHA
Active
30
$540,000$161,967 equity gap
Rate
3.00%
7.24%today
Payment
$1,801/mo
$2,911today
  • 4beds
  • 2baths
  • 1,680sqft

1 Placer Avenue, Longmont

2401 Bowen Street, Longmont, CO, 80501 — assumable FHA mortgage at 2.75%
FHA
Active
39
$465,000$175,492 equity gap
Rate
2.75%
7.24%today
Payment
$1,368/mo
$2,283today
  • 3beds
  • 2baths
  • 1,320sqft

2401 Bowen Street, Longmont

345 Mountain View Avenue, Longmont, CO, 80501 — assumable FHA mortgage at 3.02%
FHA
Active
49
$565,000$213,819 equity gap
Rate
3.02%
7.24%today
Payment
$1,673/mo
$2,697today
  • 2beds
  • 2baths
  • 1,787sqft

345 Mountain View Avenue, Longmont

1012 Sonoma Circle #5B, Longmont, CO, 80504 — assumable VA mortgage at 2.77%
VA
Active
36
$399,999$214,708 equity gap
Rate
2.77%
7.24%today
Payment
$871/mo
$1,450today
  • 3beds
  • 2baths
  • 1,546sqft

1012 Sonoma Circle #5B, Longmont

1703 Whitehall Drive #H, Longmont, CO, 80504 — assumable VA mortgage at 3.33%
VA
Active
33
$345,000$134,817 equity gap
Rate
3.33%
7.24%today
Payment
$1,073/mo
$1,664today
  • 2beds
  • 2baths
  • 1,260sqft

1703 Whitehall Drive #H, Longmont

443 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.62%
FHA
Active
29
$399,000$356,804 equity gap
Rate
3.62%
7.24%today
Payment
$283/mo
$424today
  • 2beds
  • 1baths
  • 840sqft

443 Baker Street, Longmont

2419 Whistler Drive, Longmont, CO, 80504 — assumable FHA mortgage at 5.23%
FHA
Active
24
$475,000$32,796 equity gap
Rate
5.23%
7.24%today
Payment
$2,603/mo
$3,220today
  • 3beds
  • 3baths
  • 1,752sqft

2419 Whistler Drive, Longmont

2038 Falcon Drive, Longmont, CO, 80503 — assumable FHA mortgage at 6.87%
FHA
Active
27
$674,900$29,000 equity gap
Rate
6.87%
7.24%today
Payment
$4,352/mo
$4,517today
  • 5beds
  • 4baths
  • 3,197sqft

2038 Falcon Drive, Longmont

2112 9th Avenue, Longmont, CO, 80501 — assumable VA mortgage at 4.44%
VA
Active
50
$739,900$517,309 equity gap
Rate
4.44%
7.24%today
Payment
$1,526/mo
$2,068today
  • 6beds
  • 4baths
  • 2,599sqft

2112 9th Avenue, Longmont

18 Kodiak Court, Longmont, CO, 80504 — assumable FHA mortgage at 6.26%
FHA
Active
15
$460,000$42,435 equity gap
Rate
6.26%
7.24%today
Payment
$2,693/mo
$2,978today
  • 4beds
  • 2baths
  • 1,782sqft

18 Kodiak Court, Longmont

2142 Meadow Court, Longmont, CO, 80501 — assumable FHA mortgage at 4.55%
FHA
Active
21
$389,999$304,572 equity gap
Rate
4.55%
7.24%today
Payment
$656/mo
$877today
  • 3beds
  • 3baths
  • 1,370sqft

2142 Meadow Court, Longmont

2478 Winding Drive, Longmont, CO, 80504 — assumable FHA mortgage at 6.95%
FHA
Active
37
$564,950$66,334 equity gap
Rate
6.95%
7.24%today
Payment
$3,447/mo
$3,549today
  • 3beds
  • 3baths
  • 1,778sqft

2478 Winding Drive, Longmont

2125 Calais Drive #2 G, Longmont, CO, 80504 — assumable FHA mortgage at 4.75%
FHA
Active
30
$415,000$345,611 equity gap
Rate
4.75%
7.24%today
Payment
$963/mo
$1,258today
  • 2beds
  • 2baths
  • 1,628sqft

2125 Calais Drive #2 G, Longmont

1862 Mount Sneffels Street, Longmont, CO, 80504 — assumable FHA mortgage at 4.90%
FHA
Active
34
$399,900$336,650 equity gap
Rate
4.90%
7.24%today
Payment
$542/mo
$695today
  • 2beds
  • 2baths
  • 1,132sqft

1862 Mount Sneffels Street, Longmont

841 crisman Drive #9, Longmont, CO, 80501 — assumable FHA mortgage at 6.43%
FHA
Active
29
$350,000$104,442 equity gap
Rate
6.43%
7.24%today
Payment
$1,603/mo
$1,740today
  • 4beds
  • 2baths
  • 1,489sqft

841 crisman Drive #9, Longmont

2026 Lincoln Street, Longmont, CO, 80501 — assumable FHA mortgage at 6.50%
FHA
Active
32
$299,000$76,857 equity gap
Rate
6.50%
7.24%today
Payment
$1,408/mo
$1,518today
  • 2beds
  • 2baths
  • 864sqft

2026 Lincoln Street, Longmont

Assuming a mortgage in Longmont

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.24%), so you can see the saving before you tour.

Lowest existing rate
2.75%
Lowest existing payment
$542/mo
Median cash to assume
$161,967
Tina Smith

Tina Smith

Realtor License: 100105657

RE/MAX Advantage

tinaksmith.realtor@gmail.com+18178885431RE/MAX Advantage logo
Equal Housing Opportunity

RE/MAX Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.